Financial support
built for pilots.
Run by pilots, for pilots, Australian Air Pilots MBF provides loss of licence cover designed specifically for your piloting career. We understand the realities of flying life and we are here to support your financial future if the unexpected happens.
We understand the ups and downs of the profession better than anyone with more than 3,800 members protecting their future with AAPMBF
Why Pilots choose MBF
- Built by pilots, shaped by real flying experience
- Financial support designed for aviation careers
- Decisions made by pilots, for pilots and their families
- Mutual Benefit Fund, Member-owned and not-for-profit
- Focused on long-term financial security
- Designed to support your future as markets and careers change
- Support from people who understand the challenges in your career
- Guidance through joining, claims, and beyond
- Clear, transparent benefits
- Join under 41 for best value and highest level of cover
- Refund of Contributions with 20+ years of Membership
Becoming a member
Financial assistance designed for pilots. Joining is simple.
Joining MBF is an easy online process. Our Loss of Licence Cover is built specifically for commercial piloting careers and provides financial support if you are temporarily or permanently unable to fly due to the failure to meet the Australian Class 1 Medical Certificate Standards.
What membership includes
Monthly and Capital Benefits if you lose your Class 1 Medical temporarily or permanently
Additional free Death Benefit, not just for accidental
Refund of Contributions for your 20/25 plus years of continuous or combined loyalty
How the process works
1. Who can join?
MBF Membership is available to any commercial pilot who is a full member of AFAP with an Australian Class 1 Medical Certificate.
4. Membership/ Cover begins
With a complete application, you are provided Provisional Membership/Cover. Once approved you are given full Membership/Cover.
What our members are saying...
Loss of licence cover is becoming an increasingly important aspect of a pilot’s financial plan due to the lack of income protection options for Pilots
Capt Louise Hudson
In 1985, I joined the Mutual Benefit Fund (MBF) aged 26. Fortunately I didn’t need to make a claim BUT a single accident or medical issue could wipe out years of hard work. I contributed all I could, and 37 years later, I received a $70,000 Refund of Contributions (ROC), thanks to the MBF team who made the process seamless. A great Member Benefit!
Captain Dennis Salter
I hope my experience will highlight the critical need for all professional pilots to be adequately protected to cover the loss of their class one medical certification and subsequent ability to fly
FO Simon Brownscombe
